Areas of Practice
CREDIT REPAIR
Credit Repair
We can work towards a better credit score for you by analyzing your credit score and identifying any questionable negative issues reflected. We then build a plan specifically for you. Once the problem has been identified we will challenge with bureaus and your creditors. If the items in question cannot be proven, they are required to remove by law. We fight for your right to have a good score taking action against bankruptcy, judgments, derogatories, tax liens, collections, late payments and more
LINE OF CREDIT
Mechanic Liens
Liens are important tools for enforcing payment terms, and securing your right to what’s owed with the construction or project you helped in. Merit Financial knows what goes into creating a lien claim and to whom and where to provide the lien. We’re here to help and take the hassle out of filing your right to your lien. We provide the contractors, sub-contractors, and material suppliers the means to a lien in a quick and efficient manner.
INSURANCE
Here at Merit we strive to make sure we can help build your business and your dreams, were also here to help secure those dreams. Working with our partner Prime Insurance we have access to over 80 of the best carriers in the state and will work with these carriers to provide you the best coverage for your business or your own personal means.
EQUIPMENT LOANS
Equipment loans for startups help new business get the finances they need to make expensive equipment purchases necessary to get the business going. With equipment loans, the equipment purchased acts as collateral for the loan, in turn often helping startup owners secure financing at lower rates than other types of funding. We’ll work with you in determining the best coarse for your loan.
Avoiding foreclosure
If your struggling to make monthly mortgage payments or have fallen behind, you could be at risk of losing your home. This isn’t a death sentence however as you may be eligible for a loan modification, short-sale, or assuming loans which can help alleviate your payments or avoid foreclosure entirely. We will work with banks to ensure you the best solution even if you’ve been denied in the past.
Line of Credit
We will work with you and our partners to gain you an accessible line of credit for any of your business expenses, instead of a onetime loan we provide a steady stream of credit for you to use whenever and however much. We go out of our way to make the application process as streamlined for you as possible, working with you and banks to and you to secure your credit. Your line of credit will always be there whenever you need it and you pay anything you don’t use.
